Capital Farm Credit Boosts Appraisal and Inspection Efficiency With Equipment Lists

Case Study Summary:

Capital Farm Credit's Plains market — seven lenders across four branches serving a region focused on row crop farming and livestock production — standardized its equipment inspection and valuation process, reduced reliance on outside appraisers, and dramatically improved team efficiency by leveraging Tractor Zoom Pro Equipment Lists.

The Challenge:

Inconsistent Processes, Slow Valuations, and Unreliable Data Across an 11-County Region

With seven lenders spread across multiple branches, Capital Farm Credit struggled to keep equipment inspections and valuations consistent. Each branch operated differently, manual data entry left records incomplete, and finding reliable comparable values required extensive searching across multiple sources.

Making matters more difficult, the team depended on outside fee inspectors and appraisers to complete client valuations — adding both cost and delays to an already time-sensitive annual loan renewal process.

"We had a process, but there were variations for different markets... the prior procedure didn't have as clearly defined a process across markets."
— Shaun Wied, Relationship Manager IV, Capital Farm Credit

The Solution

Capital Farm Credit adopted Tractor Zoom Pro Equipment Lists and its mobile app to bring consistency, real-time data, and field efficiency to their valuation workflow. The platform gave the entire team — regardless of role or location — a single, standardized process to follow backed by a database of over $50B in used equipment sales.

"We've tried to do so much more on the efficiency side and Tractor Zoom has definitely helped. Especially in our market, where we're almost 100% repayment from production agriculture, we've got to be efficient — because if we're not, somebody else will be."
— Shaun Wied, Capital Farm Credit

Download the full case study to see how Capital Farm Credit transformed its valuation process. →

The Results

With Equipment Lists in place, Capital Farm Credit consolidated its previously fragmented workflow into one platform, reduced duplicate data entry, and freed loan officers from manual market research — giving them more time to focus on client relationships.

"Now, the details we're able to keep in those lists and that they're all hosted in one location is great."
— Graham Henley, Relationship Manager II, Capital Farm Credit

Optimize Your Evaluation Process with Tractor Zoom Pro

Tractor Zoom Pro delivers meaningful improvements in efficiency, accuracy, and customer service for agricultural lenders. To see how other organizations are leveraging Tractor Zoom's real-time data and standardized workflows, visit our customer success stories.